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Areas of Practice
Consumer Protection
Auto Dealer Fraud
Auto Finance Fraud
Lemon Law
Improper Vehicle Repossession
Payday Lending Fraud
Rosenthal Fair Debt Collection Act
Tax Lien Fraud Violation
Credit Card Lien Discharge
Unsecured Debt Discharge
Our Firm 


Guillen & Otto Law specializes in assisting and providing legal representation to California Consumers who have been victimized by fraud. Our attorneys have extensive experience in successfully litigating cases against numerous car dealerships, financial institutions, banks, credit card lenders, credit unions as well as payday loan corporations.

As a result, our attorneys have successfully assisted countless consumers in identifying fraud violations and gaining compensation for damages.

These include consumers who have purchased or leased a vehicle and have found themselves the victims of fraud violations by dealerships.


Additionally, we offer assistance and representation for individuals and small businesses who wish to pursue a bankruptcy as a form of diminishing, restructuring, and/or reorganizing debt.

Contact Us


(510) 363-9981

2603 Camino Ramon, Suite 200
San Ramon, CA 94583



Free Autocheck Report

Hablamos Español

Consulta Gratis

Common Fraud Violations
  • Violation of the Song-Beverly Consumer Warranty Act (Song-Beverly Act)

  • Violation of the Rees-Levering Motor Vehicle Sales and Finance Act

  • Violation of the Consumers Legal Remedies Act (CLRA)

  • Violation of the Vehicle Leasing Act

  • Breach of contract arising out of the purchase or service performed to a vehicle.

  • Misrepresentations regarding service warranties

  • Improper vehicle repossessions

  • Misrepresentation regarding a vehicle's history damage (Undisclosed Accident)

  • Misrepresentation regarding a vehicle's advertised sale price

  • A dealership's failure to pay off a trade in vehicle lien within the statutory period

  • A dealership's failure to transfer DMV ownership liability and proper vehicle registration within the statutory period

  • Failures to provide mandatory disclosures and/or unfair and deceptive practices engaged in by a dealership or financial institution

  • Wrongful business acts arising out of the purchase of a vehicle

More Info

Chapter 7

Chapter 11

Chapter 13 

Violations of the Rosenthal Fair Debt Collection Protection Act 

Tax Liens

Discharge of  Credit Card Liens


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